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It is virtually impossible to operate a business these days without computers and a fast connection to the internet. Technology is the central core of nearly every modern company’s digital infrastructure – from data transfer and storage, to an online presence and social networking along with email and a huge quantity of software. But what about the risks all this connectivity creates? It’s not hard to imagine a scenario where a virus on your system contaminates someone else’s, or your computers are hacked and important data stolen. And then there are the risks that come with breaches of privacy, potential defamation, copyright infringement or even fraud.
Many people think that their commercial general liability insurance will cover them. Not so. Most CGL policies have specific electronic data exclusions. That means cyber risks aren’t covered, leaving your company vulnerable to all kinds of suits – such as cyber-libel triggered by a simple ill-advised email, or the theft of confidential data. That’s why Axis Insurance has created insurance policies to mitigate the risks faced by companies in the internet age.
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Six reasons why your business needs cyber liability insurance
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